Optimization & Growth

# Optimization & Growth ###### Moving beyond basic processing by focusing on the strategic levers that turn payments into a driver for business growth. ​ [All](https://www.fibonatix.com/resources/growth/) [Industry Trends](https://www.fibonatix.com/resources/growth/category/industry-trends/) [Blog](https://www.fibonatix.com/resources/growth/category/blog/) [Podcast](https://www.fibonatix.com/resources/growth/category/podcast/) More [Blog](https://www.fibonatix.com/resources/growth/category/blog/) June 17, 2026 [What to Consider When Entering a New Market and the Key Challenges](https://www.fibonatix.com/resources/growth/4-challenges-to-be-faced-and-overcome-when-entering-a-new-market/) [Entering a new market is a savvy business move, but one that comes with its share of challenges. The prospect of gaining access to a new pool of customers is one that few businesses would pass up. But](https://www.fibonatix.com/resources/growth/4-challenges-to-be-faced-and-overcome-when-entering-a-new-market/) [Payments](https://www.fibonatix.com/resources/growth/category/payments/) June 17, 2026 [How to calculate your chargeback ratio and manage chargeback risk](https://www.fibonatix.com/resources/growth/chargeback-to-sales-ratios-and-how-to-manage-chargeback-risk/) [Your chargeback ratio is how card schemes and acquirers measure whether your business is operating within acceptable limits. This guide covers how to calculate it, what Visa and Mastercard's monitorin](https://www.fibonatix.com/resources/growth/chargeback-to-sales-ratios-and-how-to-manage-chargeback-risk/) [Chargeback management](https://www.fibonatix.com/resources/growth/category/chargeback-management/) June 12, 2026 [How to reduce chargebacks: 9 strategies for UK and EEA merchants](https://www.fibonatix.com/resources/growth/chargeback-strategies-to-protect-revenue/) [Chargebacks drain revenue, trigger scheme fees, and push your dispute ratio toward Visa and Mastercard monitoring thresholds. This guide sets out nine practical strategies UK and EEA merchants can app](https://www.fibonatix.com/resources/growth/chargeback-strategies-to-protect-revenue/) [Podcast](https://www.fibonatix.com/resources/growth/category/podcast/) May 2, 2026 [Season 2 – Episode 1: Exploring the Future Trends of 2024](https://www.fibonatix.com/resources/growth/exploring-financial-trends-payment-innovations-in-2024-hosted-by-tal-miller/) [In the second part of the chargeback series, Tal is getting into the core of chargebacks in your business, how you should handle them, what you can do about them and he also explains what are the comm](https://www.fibonatix.com/resources/growth/exploring-financial-trends-payment-innovations-in-2024-hosted-by-tal-miller/) [Payment gateways](https://www.fibonatix.com/resources/growth/category/payment-gateways/) April 23, 2026 [Payment gateway issues: E-commerce problems and how to fix them](https://www.fibonatix.com/resources/growth/common-payment-processing-problems-for-e-commerce-businesses/) [Up to 30% of customers who intend to buy abandon checkout due to a  payment gateway  issue—wrong payment methods, declined cards, or security concerns (Baymard Institute, 2025).](https://www.fibonatix.com/resources/growth/common-payment-processing-problems-for-e-commerce-businesses/) [Payment data and analytics](https://www.fibonatix.com/resources/growth/category/payment-data-and-analytics/) March 10, 2026 [Wondering how to keep track of customer payments? Here’s how.](https://www.fibonatix.com/resources/growth/wondering-how-to-keep-track-of-customer-payments-heres-how/) [Managing customer payments effectively is crucial for any business, regardless of its size or industry. Yet, many companies consistently struggle with the complexities of tracking customer invoices, p](https://www.fibonatix.com/resources/growth/wondering-how-to-keep-track-of-customer-payments-heres-how/) [Industry Trends](https://www.fibonatix.com/resources/growth/category/industry-trends/) January 12, 2025 [4 Trends Shaping the Payment Processing World](https://www.fibonatix.com/resources/growth/4-trends-shaping-payment-processing-a-merchants-guide-for-2025-fibonatix/) [The payment processing landscape is undergoing some pretty significant shifts as we move into 2025, fueled by technological advancements, evolving consumer behaviours, and ever-tightening regulations.](https://www.fibonatix.com/resources/growth/4-trends-shaping-payment-processing-a-merchants-guide-for-2025-fibonatix/) [Market expansion](https://www.fibonatix.com/resources/growth/category/market-expansion/) May 13, 2024 [Unlocking Growth: Discover Comprehensive Card Payment Services for SMEs](https://www.fibonatix.com/resources/growth/unlocking-growth-discover-comprehensive-card-payment-services-for-smes/) [With the rise of digital transactions and the increasing popularity of cashless payments, SMEs need reliable and efficient card payment services to streamline their operations, remain competitive and](https://www.fibonatix.com/resources/growth/unlocking-growth-discover-comprehensive-card-payment-services-for-smes/) [Podcast](https://www.fibonatix.com/resources/growth/category/podcast/) April 25, 2024 [Season 2 – Episode 2: Decoding Data, Gain Deeper Insights into Your Business](https://www.fibonatix.com/resources/growth/season-2-episode-2-decoding-data-gain-deeper-insights-into-your-business/) [In the second part of the chargeback series, Tal is getting into the core of chargebacks in your business, how you should handle them, what you can do about them and he also explains what are the comm](https://www.fibonatix.com/resources/growth/season-2-episode-2-decoding-data-gain-deeper-insights-into-your-business/)