KiwiSaver in uncertain times \| Jess Learns to Invest Episode 3 Season 2

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Accept [Back](https://www.fma.govt.nz/library/podcast/ "Podcast") 11 June 2026 # KiwiSaver in uncertain times \| Jess Learns to Invest Episode 3 Season 2  [Share to facebook](https://www.facebook.com/sharer/sharer.php?u=https%3A%2F%2Fwww.fma.govt.nz%2Flibrary%2Fpodcast%2Fjess-learns-to-invest-s2-3%2F) [Share to LinkedIn](https://www.linkedin.com/sharing/share-offsite/?url=https://www.fma.govt.nz/library/podcast/jess-learns-to-invest-s2-3/) [Share to X](https://twitter.com/intent/tweet?text=KiwiSaver+in+uncertain+times+%7C+Jess+Learns+to+Invest+Episode+3+Season+2%3A+https%3A%2F%2Fwww.fma.govt.nz%2Flibrary%2Fpodcast%2Fjess-learns-to-invest-s2-3%2F) [Share by Email](https://www.fma.govt.nz/subscribe-to-fma-news-and-alerts) [Print this page](https://www.fma.govt.nz/library/podcast/jess-learns-to-invest-s2-3#) [Back to top](https://www.fma.govt.nz/library/podcast/jess-learns-to-invest-s2-3#page-top) In this episode of Jess Learns to Invest, Jess speaks with John Duffy from Consumer NZ about what’s happening  and what to think about before making decisions. Feeling unsure about your KiwiSaver right now? You’re not alone. With rising costs and market ups and downs, many New Zealanders are asking whether they should be making changes to their KiwiSaver. In this episode, we cover: - Why KiwiSaver can feel harder to prioritise during cost of living pressure - What it means when your balance drops - Why reacting in the moment can lock in losses - Why it pays to know what fund you’re in - How fees impact your savings over time - What to watch out for with financial advice online - Where to go for trusted KiwiSaver information If you’ve ever wondered whether you should make changes to your KiwiSaver, or just want to feel more confident about your long-term savings, this episode is a great place to start. Podcast Episode Audio Player 00:00 00:00 \| 31:06 More Info New Zealand's Financial Market's Authority Podcasts KiwiSaver in uncertain times \| Jess Learns to Invest Jun 05, 2026Season 2Episode 3 Financial Markets Authority NZ Feeling unsure about your KiwiSaver right now? You’re not alone. With rising costs and market ups and downs, many New Zealanders are asking whether they should be making changes to their KiwiSaver. In this episode of _Jess Learns to Invest_, Jess speaks with John Duffy from Consumer NZ about what’s happening  and what to think about before making decisions. In this episode, we cover: ✅ Why KiwiSaver can feel harder to prioritise during cost of living pressure ✅ What it means when your balance drops ✅ Why reacting in the moment can lock in losses ✅ Why it pays to know what fund you’re in ✅ How fees impact your savings over time ✅ What to watch out for with financial advice online ✅ Where to go for trusted KiwiSaver information If you’ve ever wondered whether you should make changes to your KiwiSaver, or just want to feel more confident about your long-term savings, this episode is a great place to start. 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Are you feeling unsure about your money lately? With rising costs, market ups and downs and conflicting messages online, you are not alone. Today we're going to be talking about common questions people are asking about their long-term savings, in particular KiwiSaver. Here to talk to us all about KiwiSaver today is Chief Executive of Consumer NZ, John Duffy. Welcome John. Jon Kia ora. Jess Thank you for joining me today. To kick off, before we get into KiwiSaver, could you talk a little bit about Consumer NZ and what you guys do? Jon Sure. Well, we've been around for ages. We're nearly 70 years old and we kind of, we used to be part of the government, but now we are an incorporated society. So we're basically a membership organization. So people subscribe to us most commonly to get our advice, which is behind a paywall on our website, but also to subscribe to our magazine, which is We've been producing for many, many years and is still out there and you can still buy on the supermarket shelves. And basically we're a research organization. So we identify issues or problems that New Zealand consumers might be having. We investigate those through various different research avenues like doing surveying or other types of market research, testing products. So we We buy products from Briscoes and take them apart and put them back together and work out what kind of quality they are. And then make recommendations to help people make purchasing decisions from what's the best air fryer through to how you should go about approaching KiwiSaver or other types of products like insurance or telco. We also run Power Switch, which is an electricity price recommendation site. So if you are worried about the high cost of power at the moment, which many of us are, jump onto PowerSwitch and we can tell you